Owning and caring for a horse can be a rewarding experience, but it’s important to protect yourself from unexpected liability exposures. A well-behaved horse can still pose a risk to others, especially in public events like parades and riding competitions. That’s where equine insurance comes in.
An equine insurance policy can provide coverage for a variety of situations, including boarding, breeding, and training operations. One important coverage option to consider is Care, Custody and Control coverage, which protects you if you are responsible for another person’s horse and it is injured or dies while in your care. Professional Liability coverage is also important if you are a horse trainer, as you are responsible for the safety of your students.
In addition to liability coverage, equine insurance can also provide property coverage for your equipment and tack, as well as the buildings on your property. It’s important to ensure that your investment is protected in case of fire or theft.
At our agency, we have insurance specialists who can help you navigate the different coverage options and rates available for your specific needs. We understand the unique challenges of owning and caring for horses, and we can help you build a policy that fits your needs and budget. Contact us today to learn more about equine insurance options.